Kingswood Law

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Today's best deals

Below are our current best deals, however, to find the best deal for your needs and circumstances, please call one of our advisers today. We can search over 10,000 mortgages from over 80 lenders.

Remortgage

Initial rate:

5.39%

Fixed Rate until 30/10/2010

Subsequent rate:

7.00%

Lender's standard variable rate

The overall cost for comparison is:

7.10% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 4% of the outstanding loan if the mortgage is repaid before 30/10/2010.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £90).
Maximum Loan to Value 60% of the value of the property or purchase price, whichever is lower.
Arrangement fee 1.5% of the mortgage amount (non-refundable)

Home mover

Initial rate:

5.49%

Fixed Rate until 30/11/2010

Subsequent rate:

7.00%

Lender's standard variable rate

The overall cost for comparison is:

7.10% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 30/11/2009, and 2% of the outstanding loan if the mortgage is repaid before 30/11/2010.
Maximum Loan to Value 75% of the value of the property or purchase price, whichever is lower.
Arrangement fee £1995 (non-refundable)

First time buyer

Initial rate:

6.08%

Tracker variable rate (1.08% above Bank of England base rate) for 2 years, which will not go below a floor of 3.83%.

Subsequent rate:

6.49%

Lender's standard variable rate

The overall cost for comparison is:

6.80% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 1.5% of the outstanding loan if the mortgage is repaid before within 2 years after the mortgage completes.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £90).
Arrangement fee: £1499 (non-refundable)
The maximum Loan to Value is 90% of the value of the property or purchase price, whichever is lower.

Buy to let remortgage

Initial rate:

6.49%

Tracker variable rate (1.49% above Bank of England base rate) for 2 years

Subsequent rate:

7.44%

Tracker variable rate (2.44% above Bank of England base rate)

The overall cost for comparison is:

7.80% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid within 2 years after the mortgage completes.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £50).
Arrangement fee: 2% of the mortgage amount (non-refundable)
The maximum Loan to Value is 85% of the value of the property or purchase price, whichever is lower.
Rental income must cover 125% of payrate

Buy to let purchase

Initial rate:

6.29%

Tracker variable rate (1.29% above Bank of England base rate) for 3 years

Subsequent rate:

7.44%

Tracker variable rate (2.44% above Bank of England base rate)

The overall cost for comparison is:

7.70% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid within 3 years after the mortgage completes.
An additional administration charge is payable when the mortgage is redeemed at any time (currently £50).
Arrangement fee: 2% of the mortgage amount (non-refundable)
The maximum Loan to Value is 85% of the value of the property or purchase price, whichever is lower.
Rental income must cover 125% of payrate