Kingswood Law

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Today's best deals

Below are our current best deals, however, to find the best deal for your needs and circumstances, please call one of our advisers today. We can search 1,000s of mortgages from over 80 lenders.

Your home may be repossessed if you do not keep up repayments on your mortgage. A fee of up to 1.5% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £295.

Remortgage

Initial rate:

3.28%

Variable rate (2.78% above Bank of England base rate) until 01/03/2015.

Subsequent rate:

4.79%

Lender's standard variable rate.

The overall cost for comparison is:

4.40% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charges: 1% of the outstanding loan if the mortgage is repaid before 01/03/2015.
Application fee: £99.00 (non-refundable)

The maximum Loan to Value is 60%

Home mover

Initial rate:

2.88%

Tracker rate (2.38% above the Bank of England base rate) until 01/03/2015.

Subsequent rate:

4.79%

Lender's variable rate there after.

The overall cost for comparison is:

% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early Repayment: 1% of the outstanding loan if the mortgage is repaid before 01 March 2015.

Arrangement fee:£995.00 (non-refundable)

Based on 60% Loan to Value.

First time buyer

Initial rate:

5.59%

fixed rate for 3 years.

Subsequent rate:

3.99%

variable rate thereafter

The overall cost for comparison is:

% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 4% of the outstanding loan if the mortgage is repaid within 3 years after the mortgage completes.

In addition, a Redemption Charge of £90.00 is also payable.

Arrangement fee: £400.00 (non-refundable).

The maximum Loan to Value is 90%.

Buy to let remortgage

Initial rate:

4.49%

Fixed rate until 01/02/2015.

Subsequent rate:

6.54%

variable rate

The overall cost for comparison is:

6.30% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: Based on 180 days interest on a loan amount of £120,000.00 if the mortgage is repaid before 01 February 2015.

In addition, a Release fee of £140.00 is also payable.

Arrangment fee: £1,000.00 (Non-refunable).

Buy to let purchase

Initial rate:

4.49%

Fixed rate until 01/02/2015.

Subsequent rate:

6.54%

Variable rate thereafter

The overall cost for comparison is:

6.30% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: Based on 180 days interest on a loan amount of £97,500.00 if the mortgage is repaid before 01 February 2015.

In addition, a Release Fee of £140.00 (non-refundable) are also payable.

Arrangement fee: £1,000.00 (non-refundable).